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Classic Insurance ?

Posted: Mon Apr 06, 2009 11:01 am
by atomman
Morning All

Just a quicky, just had my renewal quote for my '65 912.

Its a classic policy with agreed value etc and after its winter resto i wanna up the value and the limited mileage,so i can enyoy it a bit more :)
So was just wondering who you guy's use ? so i can get some other quotes to compare

Cheers

Gary

Posted: Mon Apr 06, 2009 11:09 am
by Bootsy
Two new supporters in the banners at the top of the page.

Hagerty (search on here also)
Sure Term - offering discount to members.

Posted: Mon Apr 06, 2009 2:07 pm
by Barry Wolk
I've used Hagerty for years.

Just so you know, companies like Hagerty are not insurance companies, but brokers that package our low-risk policies and bundle them for a larger concern (like LoL). Hagerty is merely a service agent. A damn good one at that.

When I wrecked my trailer with the Porsche in it http://cardomain.com/ride/340096/5 they were right there for me and paid off handsomely with no fuss.

Well, just a little fuss, as they initially didn't want to paint the whole car. They wanted to blend two-stage over the original lacquer. I showed them the error of their ways and they paid to strip the entire car and build up a new paint job.

I now insure some limited-use vehicles with them. I still have my '88 750iL that I use occasionally during the summer. Regular insurance was $1,250 annually. Hagerty was only $250 for the same coverage. They cover my boat, too.

Posted: Mon Apr 06, 2009 3:15 pm
by saxon
Hi




Footman James do a unlimited mileage policy for for classic cars :)

Posted: Mon Apr 06, 2009 3:53 pm
by Histrally
Hi, I used to insure all my classic and modern cars with Footman James for many years. My MG Midget was rally prepared and highly modified which seemed no problem nor was my Subaru road car. When I came to insure the 911 RS Replica they did not want to even quote. It seemed the roll cage put them off even though the engine is standard. I tried one of the insurers that advertise here and they quoted a silly four figure premium. I have to add I have an accident free record.
I ended up with Richard Egger Insurance who sponsor the HRCR clubman events. Their cover includes regularity events both in UK and Europe. I paid a small additional premium for this. I have in fact taken a "family" policy out as this will cover both road cars and the Porsche and it has saved me a lot of money over three cars.
Jerry

Posted: Mon Apr 06, 2009 4:04 pm
by Gary71
I'm with AON, unlimited mileage and £220 premium for £14500 agreed value.

Never had to claim, so haven't put them to the test, but the customer service is great!

Posted: Mon Apr 06, 2009 4:28 pm
by hot66
AON for me ... unlimited mileage + free cover for trackdays & pretty reasonable premiums considering the high agreed value 8)

Posted: Mon Apr 06, 2009 9:44 pm
by streetwagens
Got the barndoor, the 912 and the landy all done for £300 fully comp agreed value the other day, RH specialist insurance, recommended to me by Mark (52 panelvan) who has been with them for 10 years or so. 8)

Posted: Mon Apr 06, 2009 11:26 pm
by jamie
Hagerty. They've got their heads screwed on when it comes to precious cars. I can't remember what I paid because it was hardly anything.

Never had any luck with the other bellends - too young, which apparently automatically means I am a dangerous and high-risk driver.

Posted: Tue Apr 07, 2009 10:14 am
by jonat127
I was with AON and had to make a claim (wrote off my TVR due to suspension failure) They paid out no prob and gave me the scrap for free, which was a bonus, I made another £1500 breaking and selling it.
However, when I came to renew with just my Beetle the premium went from £80 to nearly £300 (just for the Beetle) so I switched to Hagerty who have been excellent. Luckily I havent had to claim. I pay £185 for the 914 and Beetle.
Jon

Posted: Tue Apr 07, 2009 3:31 pm
by rafiki
I've used F-J since 1999 and had no issues...even with a full roll cage installed in the Imp!

Covers me for all rallies on public roads, UK and Europe. Unlimited mileage.

£145.

Never been able to get anywhere near this premium from anyone else! (But been driving cars and lorries since 1962)

Posted: Tue Apr 07, 2009 6:45 pm
by Mike Usiskin
Footman James work for Me, £180 fully
Comp, unlimited milages and parked on the street. If I had a garage I'd have more Choice Its true but they've been good to me.

Posted: Tue Apr 07, 2009 6:49 pm
by Barry Wolk
Hagerty does, at least in the States, require that the vehicle be stored in a locked garage when not in use. They also require that there be one daily driver for every licensed driver in the household.

Posted: Tue Apr 07, 2009 8:16 pm
by saxon
Barry Wolk wrote:Hagerty does, at least in the States, require that the vehicle be stored in a locked garage when not in use. They also require that there be one daily driver for every licensed driver in the household.

It's the same here in the UK 8)

Posted: Wed Apr 08, 2009 6:33 am
by 914-6
Which is best for multi vehicle policies? I have a dozen or so cars to re-insure, I had been going through BLM for years excellent people to deal with, but they soldout/taken over by/joined Towergate a couple of years ago---different story, don't seem to give a shite. We are covered by Equity Red Star. At a cost of nearly £1500 (which probably doesn't sound too bad considering the amount of cars)
Both me and 'tother half are in late 50's , been driving since god was aboy, mrs had one claim some 8-10years ago when a numptie drove in the back of her, other than that we are a great risk.
Who do we go to?
We want full agreed value on all cars, one is highly modified, only 1 is in regular everyday use--anyway I can only drive one at a time.
Cheers

Ian