DDK - Die Deutschen Klassiker

Hi all, need to insure my old Caterham and wondered what the current recommendations are for insurance companies? I use Lancaster on the 911, but currently that's a Markerstudy policy and there seems to be some unhappiness with them.
Thanks
Graham

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You'll get almost as many suggestions as replies - I've used Hagerty, Classic Line, Lancaster, RH, Heritage, etc & go with whichever company offers the best deal at renewal time ...

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You never know how good any of them are until you make a claim - so I would give more credence to people's recommendations where they actually had a successful/hassle-free/straightforward claim ...

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All true.
Hagerty for me for years on the 911, but on the back of that I have the race Lola and trailer, renewal invitation arrived 2 days ago, £356 for all, agreed values on 911 and Lola, 3000 miles on the 911 I should add.

Thanks both. I tried three - Hagerty, A-plan and Classicline. On the basis that Classicline quoted £205 and the other two had me on hold for 10 minutes each before I gave up, Classicline have got the business.

Mine are a mixture of Classicline ( free breakdown recovery inc Europe) and Adrian Flux more basic policies..but all with agreed valuations.

My Classicline policies have risen slightly, my AF policies have both fallen by 7% this year. Go figure ?

As with all classic insurances you need to do a bit of ringing round (as comparison sites don’t cater ) and don’t accept the renewal price you get

Having just had my 993 wiped out by 2 youths in a non fault accident! Was with classicline who had the policy with Equity Red Star. Agreed valuation in my account in 5 working days minus £500 excess which I am claiming back as part of my personal injury claim!

Thought my experience of Hagerty today might be of interest:

Invitation for renewal, 911 AV £60K and race car Lola AV £25K = £389 (was £371 last year)

Inquired about increasing the Lola to £50K as the value of it's engine/box/chassis have rocketed.

So, 911 @ £60K and Lola @ £50K, new premium now £423.

Thus increasing the AV on the Lola x 2 cost just £34!

All paid.

Good result there Graham

Lightweight_911 wrote: ↑Thu Jun 08, 2023 9:27 am .

You never know how good any of them are until you make a claim - so I would give more credence to people's recommendations where they actually had a successful/hassle-free/straightforward claim ...

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Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C

[/quote]

Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C
[/quote]

How did you get insured with Chubb? Didn't think you could go direct? I used to have a chubb policy through Locktons but they switched to Aviva this year.

70sThrowback wrote: ↑Thu Jun 15, 2023 8:00 am

Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C
[/quote]

How did you get insured with Chubb? Didn't think you could go direct? I used to have a chubb policy through Locktons but they switched to Aviva this year.
[/quote]

https://www.chubb.com/uk-en/individuals ... roker.html

I've been with RH Specialist for what must be at least 15 years. One claim when my garage was broken into, good to deal with.

They have some good benefits;

https://www.rhspecialistinsurance.co.uk ... nsuring-rh

Had been with Adrian Flux for circa 7 vehicles over 10 years but they refused to cover my 993 and given I was on the chaps driveway to buy it thinking it would be a shoe in was a pain!

Have moved both to Lockton. Agreed value, anyone over 35 can drive both and I can drive anything not owned by family fully comp. Suited aside from European roadside being included which I already have elsewhere ‘free’ which is a waste. A little bit more than had I split but I just email a named contact and he is straight back, and also effectively covered one for 13 months so I could the renewal dates….not cheap but happy so far.

And with Lockton you get trackday cover on PCGB organised trackdays, which is mostly why I use them.