Current insurer of choice

[gridgway]

Hi all, need to insure my old Caterham and wondered what the current recommendations are for insurance companies? I use Lancaster on the 911, but currently that's a Markerstudy policy and there seems to be some unhappiness with them.
Thanks
Graham

[Lightweight_911]

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You'll get almost as many suggestions as replies - I've used Hagerty, Classic Line, Lancaster, RH, Heritage, etc & go with whichever company offers the best deal at renewal time ...

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[Lightweight_911]

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You never know how good any of them are until you make a claim - so I would give more credence to people's recommendations where they actually had a successful/hassle-free/straightforward claim ...

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[911hillclimber]

All true.
Hagerty for me for years on the 911, but on the back of that I have the race Lola and trailer, renewal invitation arrived 2 days ago, £356 for all, agreed values on 911 and Lola, 3000 miles on the 911 I should add.

[gridgway]

Thanks both. I tried three - Hagerty, A-plan and Classicline. On the basis that Classicline quoted £205 and the other two had me on hold for 10 minutes each before I gave up, Classicline have got the business.

[hmg66]

Mine are a mixture of Classicline ( free breakdown recovery inc Europe) and Adrian Flux more basic policies..but all with agreed valuations.

My Classicline policies have risen slightly, my AF policies have both fallen by 7% this year. Go figure ?

As with all classic insurances you need to do a bit of ringing round (as comparison sites don’t cater ) and don’t accept the renewal price you get

[stichill99]

Having just had my 993 wiped out by 2 youths in a non fault accident! Was with classicline who had the policy with Equity Red Star. Agreed valuation in my account in 5 working days minus £500 excess which I am claiming back as part of my personal injury claim!

[911hillclimber]

Thought my experience of Hagerty today might be of interest:

Invitation for renewal, 911 AV £60K and race car Lola AV £25K = £389 (was £371 last year)

Inquired about increasing the Lola to £50K as the value of it's engine/box/chassis have rocketed.

So, 911 @ £60K and Lola @ £50K, new premium now £423.

Thus increasing the AV on the Lola x 2 cost just £34!

All paid.

[gridgway]

Good result there Graham

[anglophone1]

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You never know how good any of them are until you make a claim - so I would give more credence to people's recommendations where they actually had a successful/hassle-free/straightforward claim ...

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Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C

[70sThrowback]

[/quote]

Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C
[/quote]

How did you get insured with Chubb? Didn't think you could go direct? I used to have a chubb policy through Locktons but they switched to Aviva this year.

[anglophone1]

Quite right - premiums are irrelevant - it’s all about claims.
I had a lot of hassle with Hegarty when my 74 2.7 was stolen nearly 10;years ago.
They eventually paid out OK but declined to take on my next 911……
I have been with Chubb for last five years - great service - one accident and several breakdown claims handled to my satisfaction.
We currently have seven vehicles insured with them - premium very competitive!
C
[/quote]

How did you get insured with Chubb? Didn't think you could go direct? I used to have a chubb policy through Locktons but they switched to Aviva this year.
[/quote]

https://www.chubb.com/uk-en/individuals ... roker.html

[Ollie]

I've been with RH Specialist for what must be at least 15 years. One claim when my garage was broken into, good to deal with.

They have some good benefits;

https://www.rhspecialistinsurance.co.uk ... nsuring-rh

[Anta]

Had been with Adrian Flux for circa 7 vehicles over 10 years but they refused to cover my 993 and given I was on the chaps driveway to buy it thinking it would be a shoe in was a pain!

Have moved both to Lockton. Agreed value, anyone over 35 can drive both and I can drive anything not owned by family fully comp. Suited aside from European roadside being included which I already have elsewhere ‘free’ which is a waste. A little bit more than had I split but I just email a named contact and he is straight back, and also effectively covered one for 13 months so I could the renewal dates….not cheap but happy so far.

[jeremyg]

And with Lockton you get trackday cover on PCGB organised trackdays, which is mostly why I use them.